Terms of Service

By accessing and using FinToolsPro ("Website", "Service", "we", "us", or "our"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

These Terms of Service govern your use of the Website and all content, services, and products available at or through the Website. The Website is owned and operated by FinToolsPro.

FinToolsPro provides:

• Financial calculators and tools for planning and estimation purposes
• Educational content about personal finance, investments, and financial planning
• Comparative analysis of financial products and services
• General financial information and guidance

By using our Services, you represent and warrant that:

1. You are at least 18 years of age or accessing the Services under the supervision of a parent or guardian
2. You have the right, authority, and capacity to enter into this agreement
3. You will comply with all applicable laws and regulations
4. You are not barred from receiving services under applicable law

Certain features of our Services may require account registration. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and accept all risks of unauthorized access
• Notify us immediately of any unauthorized use of your account
• Take responsibility for all activities that occur under your account

You agree not to use the Services to:

• Violate any laws, regulations, or third-party rights
• Distribute spam, chain letters, or pyramid schemes
• Distribute viruses or any other technologies that may harm the Website
• Copy, modify, or distribute content from the Website without permission
• Harvest or otherwise collect information about users without their consent
• Bypass measures used to prevent or restrict access to the Website

6.1 Our Content

All content on this Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of FinToolsPro or its content suppliers and protected by international copyright laws.

6.2 Your Content

By submitting content (comments, feedback, suggestions) to us, you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute such content.

6.3 Trademarks

FinToolsPro trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

7.1 Not Financial Advice

We are not a registered investment advisor, broker-dealer, or financial planner. The information provided on our Website is general in nature and not tailored to your specific circumstances.

7.2 Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information provided.

7.3 Investment Risks

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. You should consult with a qualified financial advisor before making any investment decisions.

7.4 Calculator Results

Our calculators provide estimates based on the information you provide. These are approximations and should not be considered exact predictions or guarantees.

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you agree to the collection and use of information in accordance with our Privacy Policy.

Please review our complete Privacy Policy for detailed information about our data practices.

To the fullest extent permitted by applicable law, FinToolsPro shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Services
• Any conduct or content of any third party on the Services
• Any content obtained from the Services
• Unauthorized access, use, or alteration of your transmissions or content

Our total cumulative liability to you for all claims arising from or relating to these Terms or your use of the Services shall not exceed the amount you have paid us in the past twelve months.

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Services.

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts located in Delhi, India.

If you have any questions about these Terms of Service, please contact us: